PMJAY Scheme

PMJAY is transforming healthcare accessibility for millions by providing financial protection against medical expenses. Explore how PMJAY is revolutionizing India’s healthcare landscape, promoting inclusivity and better health outcomes nationwide.

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    PMJAY Scheme

    Ayushman Bharath Yojana, Eligibility & Registration Online

    Ayushman Bharath Yojana

    PMJAY : Ayushman Bharat Yojana is one of the best Healthcare initiatives taken by the Indian government. The primary agenda behind considering this event is to support the well-being of all underprivileged people. The government has introduced the Pradhan Mantri Jan Arogya Yojana (PM-JAY) website as a platform for enrolling in the Ayushman Bharat Yojana.

    When looking forward to applying for Pradhan Mantri Jan Arogya Yojana Card, they need to be aware of eligibility criteria and other factors that help them get the card easily. On top of that, you must know that it includes the 5 lacs in annual Health Insurance coverage for each family. However, the registration process is cashless and is acceptable at all private and public hospitals.

    Ayushman Bharath Yojana

    • When exploring Ayushman Bharat Yojana, do understand that this initiative is in consideration to support sustainable development goals and the core values of “no one left Behind”. As we all know, in India, health care services were not properly available to everyone. However, with the implementation of the Ayushman Bharat Yojana, there has been an enhancement in the provision of healthcare services.
    • From a sectoral and segmented approach, this comprehensive approach comes up with a motive to fulfil the needs of people who require Health Care facilities. This is also setting up groundbreaking interventions in the Healthcare sector and offering the best care to patients.
    Ayushman Bharath Yojana

    Types Of PM-JAY

    Health And Wellness Centre

    Health And Wellness Centre

    These are specially designed to offer a broader range of services to all the people who require health care services. These are majorly focusing on the local population, and as a result, there is an improvement in the accessibility and universality of services and best doctors are available for the community. The major motive of the Health and Wellness Centre is to provide the best Healthcare facility to everyone around. The community needs to adopt healthy behaviour, and that’s why the particular centres are considered.

    When proper details are available to individuals regarding maintaining a healthy life, it will ultimately lower the risk of chronic diseases.

    Pradhan Mantri Jan Arogya Yojana

    Pradhan Mantri Jan Arogya Yojana

    PM-JAY constitutes the second element within the framework of Ayushman Bharat. Pradhan Mantri Jan Arogya Yojana is offering coverage of 5 lacks in health insurance to every family. This can be used as secondary and tertiary care for hospitalization country-wide. So many hospitals are registered under Pradhan Mantri Jan Arogya Yojana, and according to the people will be able to avail the treatment. The cost that has been turned out for implementing PMJAY has been split between Central and state governments, and these governing bodies are responsible for the funding.

    There is a portal available for Pradhan Mantri Jan Arogya Yojana. To avail of the benefits related to this program, they need to provide a Household ID number, and accordingly, the details will be available. Also, there are so many benefits available with Pradhan Mantri Jan Arogya Yojana. When the hospitals are identified as public and private, people can analyze where they want to go to get treatment. Also, they will be able to get cashless treatments at these hospitals.

    List Of Diseases Covered In PM-JAY

    When you are availing facilities under PM-JAY, you need to be aware of the diseases that are covered. You will find several public and private hospitals with ring different packages. Some major diseases that cover up under the Ayushman Yojana include:

    • Prostate cancer
    • Skull base surgery
    • Carotid angioplasty with stent
    • Pulmonary valve surgery
    • Anterior spine fixation
    • Grafting a coronary artery
    • Double valve replacement surgery
    • Tissue expander for burns-related disfigurement
    List Of Diseases Covered In PM-JAY

    Steps To Search  PMJAY Hospitals

    Steps To Search  PMJAY Hospitals

    As we all know there are so many hospitals have acquired the Ayushman Bharat Yojana implementation. A person can find the list of hospitals on the official website of Pradhan Mantri Jan Arogya Yojana, they can quickly learn about the card list. Suppose you are unsure if you can search for the Hospital under PMJAY? Don’t worry. The steps are very simple to follow:

    • First, visit the official website of Ayushman Card and look out for the hospital search page.
    • Choose the district and state where you decide and also figure out the type of service you want, including private, profit, public, or non-profit Hospital.
    • Here you need to choose the what you require, including physician, pediatric, gynaecology, oncology and so on.
    • Mention the available captcha.
      Hit on the search button.
    • When you hit the search button, verification for Ayushman’s card is needed, and the same will be available at the hospitals listed.

    Ayushman Bharat Eligibility Criteria

    Rural Areas

    Rural Areas

    • If there are no male members to earn, then households aged between 16 to 59.
    • Families with no Pakka House.
    • If families do not have members between the age of 16 to 59.
    • People with disability can avail the facilities.
    • Families with lower annual income and dependent on manual labour.

    Urban Areas

    Urban Areas

    • People who are either Beggar or Ragpicker.
    • Individuals who are a part of Home-based jobs include Artists, Tailor, Sweeper, Craftsperson, Sanitation Workers, Gardner.
    • Some people work as an electrician, assemblers, repairers, or mechanics.
    • People who are either Beggar or Ragpicker.
    • Individuals who are a part of Home-based jobs include Artists, Tailor, Sweeper, Craftsperson, Sanitation Workers, Gardner.
    • Some people work as an electrician, assemblers, repairers, or mechanics.
    • People with manual working profiles. This includes construction, Mason, plumber, washer-man, labourer, painter, welder, security guard, and coolie
    • People who work as a conductor, cart pullers, transportation, or rickshaw driver.

    Benefits Of PM-JAY

    Covers Up Consultation

    Cover Pre-Hospitalization Expenses

    Under this Yojana, people will be able to get the benefit that the consultation and examination expenses will be covered. They will not need to pay any additional amount at the Hospital to support Pradhan Mantri Jan Arogya Yojana.

    Hospitalization Expenses

    Cover Pre-Hospitalization Expenses

    Certain conditions require hospitalization. Under the PMJAY, expenses are covered. Individuals need not concern themselves with how they will handle their expenses.

    Diagnostic Procedure Expense

    Diagnostic Procedure Expense

    Several Diagnostic techniques are there that are very expensive. If a person can access an Ayushman Bharat card, they can get the amount for the Diagnostic procedures.

    Accommodation

    Accommodation

    The same expenses will also be covered if a person is dealing with such health conditions that require additional accommodation. There is a particular criterion that is important to follow for it.

    Food Delivery

    Food Delivery

    There are times when people do not have food available. At that time, they avail the services from the government of India. Under PMJAY, food delivery is free.

    Problems During Treatment

    Problems During Treatment

    There are times when some problem arises during the treatment. In that condition as well, the expenses will be covered. No matter how critical the condition is, people can avail themselves of the benefits under the Yojana and reach out to the best doctor for treatment.

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    Frequently Asked Questions​

    There is an eligibility criterion which is mandatory to fulfil to apply for Pradhan Mantri Jan Arogya Yojana. People whose data is available under the data collected in 2011 and those who have registered for it can benefit from that.
    For 15 days after treatment, the expenses will be covered. There will be no need for individuals to have medical supplies and medications for the next 15 days.
    If the Hospital you are choosing has implemented the Ayushman Bharat card option, you can also go for laparoscopic surgery. There is a particular eligibility criterion you need to fulfil for it. Ask the Hospital whether they are considering cashless options or not.
    Under Pradhan Mantri, Jan Arogya Yojana, the covered expenses include pre and post-medical hospitalization charges. If some additional test is in need, people can also go for that. But you need to choose a hospital that has implemented the policy of the Ayushman Bharat card and leads people to benefit from it as well.
    If the Hospital you have chosen does not accept the Ayushman Bharat card, you do not need to worry about it. There is a particular procedure that you can follow for it. You can register your complaint on the online portal, and then higher authorities will handle the rest.
    Residents of rural regions can take advantage of the Pradhan Mantri Jan Arogya Yojana. This opportunity is available to all rural and urban people. But under the same category, there is a particular criterion you need to full filled to avail the benefits to the fullest.
    PM-JAY covers a wide range of medical services, including hospitalization, surgery, diagnostics, and post-hospitalization care. It also covers treatment for pre-existing conditions, making it comprehensive and beneficial for a variety of health needs.
    No, you do not need to pay for PM-JAY coverage. It is entirely government-funded. To enroll, you can visit your nearest Common Service Center (CSC), ask for assistance at a public hospital, or apply online through the official PM-JAY website or app. It’s a hassle-free process.
    PM-JAY encourages the empanelment of public and private hospitals, leading to an expansion of healthcare facilities in your region. This not only benefits you but also strengthens the overall healthcare infrastructure, ensuring better access to quality healthcare for the entire community.

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